You Weathered the Storm What’s Next
Effective Steps After a Tornado: Promptly Report Damages: Contact your insurance carrier immediately to fulfill policy requirements and receive better customer service amid the surge of post-storm calls. Document Storm-Related Expenses: Save all receipts for expenses incurred due to the tornado, as these may be reimbursable. Keep receipts for items like roof tarps or temporary […]
Don’t Accept a Low Insurance Claim Offer
Navigating a property damage claim with your insurance company can be a daunting task, especially when faced with an unfair settlement offer. Contrary to common belief, policyholders are not bound to accept the initial settlement without question or negotiation. The Appraisal Process, also known as the Appraisal Clause or Statutory Appraisal, provides a valuable remedy […]
Have you had your annual Insurance Appointment?
Scheduling an annual appointment with your insurance agent or broker to review your property insurance policy is a proactive step towards securing your future preparedness. This process can reveal crucial insights that enhance your ability to mitigate risks and overcome financial setbacks in the event of a disaster affecting your family or business. Identifying Coverage […]
Sinkholes
Sinkholes are unpredictable, difficult to assess, and expensive to remediate. As they originate beneath the ground’s surface, it’s challenging to determine when and where they might emerge. While testing methods exist, they aren’t 100% accurate, leaving property owners with numerous questions and concerns. Causes Sinkholes can be either naturally occurring or human-induced. Natural sinkholes result […]
The Role of an Experienced, Licensed Public Adjuster
The Role of an Experienced, Licensed Public Adjuster: When you’re faced with the complexities of an insurance claim, especially after a disaster or damage to your property, the involvement of an experienced and licensed Public Adjuster can make a significant difference. Their expertise and in-depth knowledge of insurance policies and the inner workings of insurance […]
3 Reasons to Hire a Public Adjuster
Thorough Documentation for Your Property Damage Claim: Documenting your property damage claim is a meticulous process, crucial for substantiating your case with your insurer. This entails creating detailed building restoration estimates, conducting comprehensive property inventories, and more. Timely and precise documentation is vital to ensure a smooth claims process and avoid underpayments, delays, or denials. […]
The Essential Role of a Public Adjuster
Major property damage, whether it occurs in your home or business, can be absolutely devastating. Managing your business, ensuring your employees’ safety and well-being, and handling the complex aftermath of property damage can feel like a full-time job. Unfortunately, you may not have the time or the expertise to fully assess the damages, navigate the […]
Property Damage and Insurance Claims
Dealing with property damage, whether due to a fire, earthquake, burst pipe, or flood, is a daunting experience. It often involves navigating complex insurance claims, and there’s a lot of room for error. In these challenging times, it’s essential to have the right support. Public Adjusters: Public Adjusters are licensed insurance professionals who work exclusively […]
Fire Safety
Tips for Preventing Home Fires: Plan Ahead: Prepare for the worst by ensuring everyone in your household knows what to do if a fire starts. Practice escape plans regularly, and keep fire extinguishers accessible. Maintain Smoke Alarms: Install smoke alarms on every level of your home, including the basement. Replace smoke alarm batteries twice a […]
Dealing with Water Damage
Dealing with a leak or burst pipes in your house can indeed be a stressful situation. Following the steps we’ve outlined and being proactive is crucial in minimizing damage and ensuring a smooth recovery process. Immediate Actions: 1 Turn Off Water Supply: As soon as you notice a leak or burst pipes, locate and shut […]
